BRANCH MANAGER AT ALAN & GRANT | BRANCH MANAGER JOBS IN LAGOS

About Company:

Alan & Grant - Our client is a financial institution providing savings, loans, digital banking, and investment solutions to individuals and businesses

Job Description:

We are seeking a high-performing Branch Manager to lead our operations and drive business growth at the branch level. In this strategic role, you will be responsible for the end-to-end coordination of the branch, with a primary focus on aggressive deposit mobilization, loan portfolio expansion, and revenue generation. You will lead a multi-disciplinary team, ensuring that all activities align with the bank’s budgetary projections while maintaining the highest standards of operational integrity and risk management.

The ideal candidate is a seasoned microfinance professional with a proven track record in credit analysis and a strategic mindset for penetrating SME and retail markets.

Requirements:

Business Development & Revenue Growth

• Deposit Mobilization: Design and implement aggressive strategies to attract new savings, current, and investment accounts from individuals, SMEs, and corporate clients.

• Credit Management: Lead the sales, origination, and structuring of retail and SME loans, ensuring consistent portfolio growth while maintaining superior asset quality.

• Sales Strategy: Develop and execute marketing and relationship management plans to achieve responsive sales targets and overall revenue growth.

• Channel Migration: Drive customer adoption of cost-effective digital channels while identifying and actioning cross-selling opportunities to maximize customer lifetime value.

Operational Excellence & Risk Management

• Resource Management: Optimize the use of staff, systems, and processes to deliver high-quality service and operational efficiency.

• Internal Controls: Maintain a robust control environment by ensuring the segregation of duties, dual controls, and strict adherence to authority levels and system access limits.

• Risk Mitigation: Proactively identify and assess branch-level risks, implementing effective systems of control to reduce exposure and prevent fraud.

• Infrastructure Oversight: Ensure the operational readiness of branch premises, managing physical security, assets, and the containment of controllable costs.

Leadership & People Development

• Team Coaching: Act as a technical mentor to the relationship management team, enhancing their product knowledge in deposit and loan offerings.

• Performance Management: Monitor and manage subordinate performance to ensure sustained profitability, full compliance with banking regulations, and overall staff well-being.

• Initiative Rollout: Serve as the bridge between executive management and the branch, ensuring the effective implementation of all corporate initiatives.

Qualifications and Skills:

• Education: HND or B.Sc. Degree in Science, Social Science, or a related field. An M.Sc. or relevant professional certification is an added advantage.

• Certification: Must have completed the Microfinance Certification Programme (MCP).

• Experience:

  • Substantial experience specifically within a Microfinance Bank environment.

  • Strong, documented expertise in deposit mobilization, loan sales, and credit analysis.

• Technical Skills:

  • Advanced financial analysis skills, including the ability to interpret complex financial statements and ratios.

  • Proficiency in Banking Software and the Microsoft Office Suite.

• Core Competencies:

  • Integrity: Unwavering commitment to ethical banking standards.

  • Leadership: Ability to motivate a diverse team toward meeting aggressive budgetary targets.

  • Strategic Thinking: Ability to translate high-level business goals into actionable branch-level tactics.

Salary

Application Closing Date: Not specified

Application Instructions:

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