CREDIT OFFICER (SANGO/IJOKO & IT'S ENVIRON) AT ENTOURAGE INTEGRATED TRUST LIMITED | CREDIT OFFICER JOBS IN OGUN

About Company:

Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.

Job Description:

Entourage Integrated Trust Limited is seeking a disciplined and analytical Credit Officer to manage our lending portfolio within the Sango and Ijoko axes. In this role, you will be the gatekeeper of the company’s capital, responsible for evaluating the creditworthiness of clients, processing loan applications, and managing the full repayment lifecycle. To be successful, you must balance strong financial analysis skills with a "boots-on-the-ground" approach to customer service and daily repayment collection. You will play a vital role in helping our clients access timely credit while ensuring the company maintains a healthy, low-risk loan portfolio.

Requirements:

1. Credit Assessment & Risk Mitigation

• Financial Evaluation: Review loan requests and conduct deep-dive assessments of clients’ financial status to determine their capacity to repay.

• Risk Profiling: Analyze financial data and calculate risk ratios to provide informed approvals or rejections of loan applications.

• Documentation Excellence: Contact clients to gather and verify all necessary financial data and legal documentation, ensuring 100% compliance with lending procedures.

2. Portfolio Management & Recovery

• Repayment Oversight: Execute daily and weekly repayment collections with discipline to ensure the portfolio remains performing.

• Loan Monitoring: Track the progress of existing loans, identifying early warning signs of default and implementing corrective actions promptly.

• Relationship Management: Follow up with clients regarding loan renewals and maintain high levels of customer satisfaction to encourage long-term partnership.

3. Records & Governance

• Data Integrity: Maintain meticulous and updated records of all loan applications and payment plans using financial spreadsheets and internal databases.

• Financial Planning: Set up realistic and sustainable payment plans that align with the client’s cash flow and the company’s recovery targets.

Qualifications and Skills:

Education & Experience

• Academic: NCE, OND, HND, or B.Sc. in Banking and Finance, Economics, or a related field.

• Tenure: Proven work experience as a Credit Officer, Loan Officer, or in a similar micro-lending role.

• Tools: Hands-on experience with lending products and the ability to process complex financial spreadsheets.

Core Competencies

• Analytical Prowess: Strong ability to evaluate financial data and identify hidden risks.

• Communication: Excellent interpersonal skills for effective client engagement and debt recovery.

• Local Knowledge: Familiarity with the Sango, Ogba Iyo, and Ijoko areas of Ogun State is a significant advantage.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified candidates should forward their CV to career@entourageloans.com/career.entourageint@gmail.com using the position and location as the subject of the email. E.g., CREDIT OFFICER/ABULE-IJOKO