Cowrywise Financial Technology Limited| Full-time

SOFTWARE ENGINEER - BACKEND AT COWRYWISE FINANCIAL TECHNOLOGY LIMITED | ENGINEERING JOBS IN LAGOS

Lagos, Nigeria | Posted on 26/05/2026

About Company:

Cowrywise Financial Technology Limited is a digital wealth management platform democratizing access to savings and investment products for the underserved but growing Millenials in Africa. Joining us would mean being part of an interdisciplinary team dedicated to a lofty vision of building the next-generation wealth management platform for Africans.

Job Description:

We are seeking an experienced Backend Engineer to join our team and own features end-to-end, from initial database schema design to production deployment. You will work on our core financial platform handling portfolios, transactions, and third-party integrations—ensuring systems run reliably and securely. This role requires a highly collaborative approach, working closely with product and design teams to build and ship high-quality features in a fast-paced environment where financial correctness is non-negotiable.

Requirements:

  • Feature Development: Build backend features for savings products, portfolios, and stock investments. Own the full lifecycle including database design, business logic, API development, testing, deployment, and monitoring.

  • System Architecture: Build and maintain integrations with payment gateways (e.g., Paystack, Monnify), fund managers, and KYC providers. Design robust financial systems focusing on idempotency, consistency, and audit trails.

  • System Performance: Optimize database queries, design efficient schemas, and ensure high performance using PostgreSQL, Redis, and Celery for background job processing.

  • Code Quality: Review code, maintain high testing standards to prevent bugs, and assist in onboarding new engineers.

  • Operational Excellence: Debug production issues, monitor system health, and participate in on-call rotations for the systems you build.

  • Collaboration: Work with frontend and mobile teams to define API contracts and translate technical concepts for non-technical stakeholders.

Qualifications and Skills:

  • Experience: 5+ years building production-level backend systems.

  • Technical Stack:

    • Languages: Primary proficiency in Python (Django/FastAPI). Proficiency in Golang, JavaScript, and TypeScript is highly valued.

    • Data: Expertise in PostgreSQL/MySQL (schema design, query optimization, transactions).

    • Infrastructure: AWS fundamentals (EC2, RDS, S3, SQS, Lambda).

    • Architectures: Event-driven architectures, message queues (SQS, RabbitMQ, Kafka).

    • Tooling: Background job processing (Celery), REST APIs, Git, and CI/CD workflows.

Salary

N1,200,000 - N1,600,000 monthly.

Application Closing Date: Not specified

Application Instructions:

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Job Information

Deadline

Not specified

Job Type

Full-time

Industry

Enginering

Work Level

Experienced

State

Lagos

Country

Nigeria

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