ANALYST, FINANCIAL CRIMES COMPLIANCE JOB AT FLUTTERWAVE | ANALYST, COMPLIANCE JOBS IN LAGOS

About Company:

Flutterwave was founded on the principle that every African must be able to participate and thrive in the global economy. To achieve this objective, we have built a trusted payment infrastructure that allows consumers and businesses (African and International) make and receive payments in a convenient border-less manner.

Job Description:

We are seeking a sharp, investigative Financial Crimes Compliance Analyst to join our elite risk-defense team. In this role, you aren't just checking boxes; you are a financial detective. You will be responsible for executing Enhanced Due Diligence (EDD) on our highest-risk Enterprise and SMB segments, peeling back layers of corporate structures and transactional data to prevent money laundering, terrorist financing, and fraud.

Reporting to the EDD Manager, you will play a pivotal role in ensuring that our innovation never outpaces our integrity. If you have a "detective mindset," exceptional research skills, and a deep understanding of the Nigerian and global regulatory landscape, we want you to help us build a safer payment ecosystem.

Requirements:

1. Advanced Investigations & EDD Execution

• High-Risk Profiling: Collect and assess complex documentation for higher-risk customers (both B2B and B2C) to understand their ultimate beneficial ownership (UBO) and source of wealth.

• Open-Source Intelligence (OSINT): Utilize advanced research techniques and identity verification tools to uncover hidden risks, unsupported business lines, or adverse media.

• Alert Monitoring: Conduct daily deep-dives into automated transaction alerts to identify red flags, sanctions evasion, or suspicious patterns.

2. Regulatory Reporting & Liaison

• SAR/STR Filing: Draft and file Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs) with the NFIU and other regulators within strict statutory timelines.

• Management Intelligence: Prepare granular reports for the Money Laundering Reporting Officer (MLRO) regarding sample testing and onboarding reviews.

• External Relations: Serve as a technical point of contact for regulatory requests and correspondence with banks and legal authorities.

3. Risk Governance & Advisory

• Policy Enforcement: Implement and refine AML/CTF/Fraud procedures, ensuring they adapt to evolving financial crime trends in the payment industry.

• Internal Training: Act as a subject matter expert, providing training to business units on financial crime awareness and the detection of "red flag" behaviors.

• Compliance Maintenance: Keep our risk assessment systems, checklists, and compliance records audit-ready at all times.

Qualifications and Skills:

Professional Pedigree

• Education: Bachelor’s degree in Finance, Commerce, Business Innovation, or a related field. (Advanced degree/Professional Certification preferred).

• Experience: 1–2 years in a similar role, ideally within the Fintech or Payments industry. Direct experience with EDD is highly prioritized.

• Regulatory IQ: Deep understanding of KYC/CDD requirements, corporate governance, and Nigerian financial regulations.

Core Competencies

• Research Mastery: Ability to connect disparate data points to detect complex financial crime schemes.

• Technical Stack: Proficiency in Microsoft Excel (data analysis) and experience with global identity verification/AML tools.

• Linguistic Versatility: Professional proficiency in English is required; French proficiency is a significant advantage for cross-border operations.

• Decision Grit: Ability to make sound, high-stakes decisions autonomously in a fast-paced environment.

Salary

Application Closing Date: Not specified

Application Instructions:

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