MANAGEMENT TRAINEE PROGRAM (CONSUMER LENDING) AT CAREERS VERIFIED

About Company:

At Careers Verified, we go beyond narrowly defined client’s issues, we create opportunities for our clients, candidates, colleagues, collaborators, and the community.

Job Description:

Lending & Credit Operations

• Support the end-to-end consumer loan process: sourcing, appraisal, approval, disbursement, and monitoring
• Assist in evaluating customer creditworthiness using income analysis, credit bureau reports, and risk scoring tools
• Prepare and review loan documentation in line with internal policies and regulatory requirements

Sales & Relationship Management

• Support consumer loan sales initiatives across products such as personal loans, salary loans, auto loans, and digital lending products
• Engage customers to understand financing needs and recommend appropriate lending solutions
• Build and maintain strong relationships with internal and external stakeholders

Risk & Compliance

• Ensure adherence to credit policies, lending limits, and regulatory guidelines
• Assist in monitoring portfolio performance, delinquency trends, and early warning signals
• Support loan recovery and collections activities where required

Data, Reporting & Analysis

• Analyze loan performance data and prepare management reports
• Track key lending KPIs including approval rates, portfolio growth, and non-performing loans
• Support process improvement initiatives through data-driven insights

Learning & Development

• Participate in structured classroom training, on-the-job learning, and mentorship programs
• Complete periodic assessments and project assignments
• Rotate across consumer lending units and branches as assigned

Requirements:

• Strong analytical and numerical skills
• Good understanding of basic financial concepts
• Excellent communication and interpersonal skills
• High ethical standards and attention to detail
• Proficiency in Microsoft Excel and basic data analysis
• Willingness to learn and work in a fast-paced environment

Qualifications and Skills:

Educational Qualification

• Bachelor’s degree in Finance, Economics, Accounting, Business Administration, Banking, or related fields
• Minimum of Second Class Upper (or equivalent)

Experience

• 0–2 years of work experience (NYSC completed or in progress)

Salary

Application Closing Date: Not specified

Application Instructions:

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