CREDIT OFFICER (MAIDUGURI, BORNO STATE) AT ENTOURAGE INTEGRATED TRUST LIMITED | CREDIT OFFICER JOBS IN MAIDUGURI & BORNO

About Company:

Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.

Job Description:

We are seeking a high-velocity and analytically elite Credit Officer to anchor the lending engine of Ntourage Integrated Trust Limited in Maiduguri. In the specialized landscape of market-based microfinance, where institutional stability is dictated by the speed of assessment and the consistency of collections success is defined by "Financial Sovereignty" the ability to harmonize loan applications with the clinical precision required for Risk Ratio Calculation, Financial Status Assessment, and Daily Repayment Collection. This role is designed for a "Risk Architect" with an NCE/OND/HND/BSc who can blend "Field Grit" (monitoring progress in Baga Road and Bulukutu Markets) with the "Analytical Agility" required to evaluate creditworthiness and approve or reject requests.

Requirements:

1. Orchestration & Risk Governance

• Assessment Sovereignty: Review loan requests and evaluate creditworthiness with millimetric focus, acting as the primary "Source of Risk Identification."

• Financial Architecture: Analyze client financial status and calculate risk ratios, providing the "Structural Foundation" for sustainable lending decisions.

• Integrity Stewardship: Maintain updated records of all loan applications, ensuring the "Source of Institutional Documentation" is elite and uncompromised.

2. Tactical Resilience & Collection Logic

• Collection Sovereignty: Manage daily and weekly repayment collections across key markets, acting as the primary "Source of Liquidity Maintenance."

• Documentation Architecture: Contact clients to gather financial data and process relevant paperwork, providing the "Functional Foundation" for loan approvals.

• Support Stewardship: Follow up with clients regarding loan renewals and progress, maintaining the "Source of Long-Term Client Relationships."

3. Operational Integrity & Analytical Power

• Decision Sovereignty: Approve or reject loan requests based on data-driven risk analysis, acting as the primary "Source of Portfolio Quality."

• Payment Architecture: Set up structured payment plans tailored to client capacity, providing the "Relational Foundation" for successful debt servicing.

• Velocity Logic: Utilize Spreadsheet and Lending Software expertise to resolve application bottlenecks in real-time, maximizing the "Source of Credit Throughput."

Qualifications and Skills:

Professional Profile

• Education: NCE / OND / HND / BSc in Banking and Finance, Economics, or a related field.

• Experience: Proven work experience as a Credit Officer, Loan Officer, or in a similar financial role.

• Technical Power: Hands-on experience with lending procedures and the ability to create Financial Spreadsheets.

• Attributes: Strong analytical skills, excellent communication, and a customer-service-oriented mindset.

Core Competencies

• Analytical Grit: Ability to interpret complex financial data to assess risk and creditworthiness.

• Risk Sovereignty: High level of professionalism in approving/rejecting requests and setting payment plans.

• Execution Power: Ability to work flexible hours (11 am – 6 pm) and manage field activities in Maiduguri’s major markets.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified candidates should forward their CV to career@entourageloans.com/career.entourageint@gmail.com using the position and location as the subject of the email. E.g., CREDIT OFFICER/GAMBORU MARKET