CREDIT OFFICER AT FORT KNOX OUTSOURCING | CREDIT OFFICER JOBS IN ABUJA

About Company:

Fort Knox Outsourcing is poised to serve the growing need of businesses in Nigeria By helping them to reap the economic, strategic and operational benefits offered by outsourcing. We act as a “Third Party Service Provider” that Source, Select, and Second employment ready workforce in line with client specifications to meet their talent needs as quickly as possible.

Job Description:

We are seeking a high-velocity and structurally elite Credit Officer to anchor the lending engine of our operations in Kuje, Abuja. In a specialized SME and Merchant lending landscape where institutional momentum is dictated by the speed of the disbursement and the precision of the risk assessment success is defined by "Risk Sovereignty", the ability to harmonize loan processing with the clinical precision required for Field Verification, Creditworthiness Assessment, and Asset Recovery. This role is designed for a "Credit Architect", specifically a professional with 2 to 3 years of experience who can blend "Field Grit" (conducting on-site business verifications) with the "Analytical Agility" required to master Financial Assessment and Mathematics.

Requirements:

1. Orchestration & Risk Governance

• Sovereignty of Assessment: Evaluate and process loan applications with millimetric focus, acting as the primary "Source of Credit Quality."

• Intelligence Architecture: Conduct field verification of clients and businesses, providing the "Structural Foundation" for ground-truth risk assessment.

• Integrity Stewardship: Assess risk levels and creditworthiness, ensuring the "Source of Portfolio Health" is elite and uncompromised.

2. Tactical Resilience & Recovery Logic

• Disbursement Sovereignty: Execute loan disbursements and monitor repayment cycles, acting as the primary "Source of Capital Velocity."

• Recovery Architecture: Follow up on overdue payments and drive aggressive recovery strategies, providing the "Functional Foundation" for de-risking bad debt.

• Record Stewardship: Maintain accurate credit records and reports, maintaining the "Source of Operational Evidence."

3. Operational Integrity & Relationship Power

• Customer Sovereignty: Build and sustain strong relationships with merchants and SME clients, acting as the primary "Source of Client Retention."

• Policy Architecture: Ensure 100% compliance with company lending policies, providing the "Relational Foundation" for institutional standardized practice.

• Velocity Logic: Utilize 2–3 years of SME Lending expertise to accelerate the "Application-to-Disbursement" cycle, maximizing the "Source of Financial Throughput."

Qualifications and Skills:

Professional Profile

• Education: Minimum of B.Sc / HND / OND in any field.

• Experience: Minimum 2 – 3 years in SME Loan or Merchant Lending.

• Technical Power: Basic knowledge in Accounting, Finance, and Mathematics.

• Preferred Background: Previous work experience or training in Sales is a strong advantage.

• Location: Must be based in or able to operate effectively within Kuje, Abuja (FCT).

Core Competencies

• Analytical Grit: Strong ability to evaluate business viability and credit risk under pressure.

• Risk Sovereignty: Mastery of the "Evaluate-Verify-Disburse-Monitor-Recover" lifecycle.

• Execution Power: Persuasive communication skills and the resilience required for field-based operations and debt recovery.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified candidates should send their CV to: recruitment@fortknoxoutsourcing.com using the Job Position and location as subject of the mail.