SME RELATIONSHIP MANAGER AT SOVEREIGN FINANCE LIMITED | RELATIONSHIP MANAGER JOBS IN LAGOS

About Company:

Sovereign Finance Limited is a leading financial services provider with a prime desire to promote trailblazing Financial & Investment solutions to customers in different sectors of the Nigerian economy. Our priority is to create opportunities for our clients to save accumulated capital and build sustainable wealth.  The company is founded by a team of savvy finance & investment specialist with evidence of track record of exceptional performance, superb integrity, and innovation. The company is at the center of financial innovation propelled by technological prowess and is at a position of pre-eminence in the Nigeria financial Industry.

Job Description:

We are looking for a highly motivated and customer-focused SME Relationship Manager to join our team in Lagos. You will be the primary advocate and financial partner for Small and Medium Enterprises (SMEs), playing a pivotal role in their success while driving significant growth for our organization.

If you are a banking professional with a strong credit background, a passion for business development, and the ability to structure tailored solutions that help SMEs thrive, we invite you to take ownership of a high-impact portfolio.

Requirements:

Portfolio Management & Growth

• Relationship Building: Develop and manage a portfolio of SME clients, acting as their go-to advisor for financial solutions.

• Asset & Liability Growth: Actively drive both asset creation (lending) and liability mobilization (deposits) to achieve and exceed revenue and growth targets.

• Business Development: Identify and acquire new high-potential SME accounts, deepening relationships to increase the share of wallet.

Credit & Risk Assessment

• Strategic Credit Appraisal: Utilize your strong understanding of credit analysis to evaluate client financial health, structure loan facilities, and mitigate risks.

• Financial Structuring: Work closely with clients to structure facilities that meet their specific business needs while ensuring strict adherence to our credit policy and risk appetite.

• Monitoring: Maintain constant oversight of your portfolio’s performance, proactively identifying and managing potential credit challenges.

Qualifications and Skills:

• Experience: 5–7 years of professional experience in SME banking, relationship management, or direct sales within a financial institution.

• Education: A Bachelor’s Degree in Business Administration, Finance, Economics, or a related discipline.

• Technical Expertise:

  • Proven, demonstrated ability to originate and manage SME portfolios.

  • Strong, hands-on experience in credit analysis, financial statement analysis, and credit structuring.

  • A deep understanding of how to drive both asset and liability growth in a competitive market.

• Soft Skills:

  • Proactive Sales Mindset: You are comfortable originating business and closing deals.

  • Analytical Aptitude: You can quickly synthesize complex financial information into clear business decisions.

  • Relationship-Driven: You have excellent communication and interpersonal skills, allowing you to build trust with SME owners and stakeholders.

  • Result-Oriented: You have a proven track record of consistently meeting sales and portfolio growth targets.

Salary

Application Closing Date: Not specified

Application Instructions:

Intrested and qualified candidates should send their CV to: careers@sovereignfinanceltd.com sing the Job Position as the subject of the email.