ENTERPRISE RISK MANAGEMENT OFFICER AT SOVEREIGN FINANCE COMPANY | ENTERPRISE RISK MANAGEMENT OFFICER JOBS IN LAGOS

About Company:

Sovereign Finance Limited is a leading financial services provider with a prime desire to promote trailblazing Financial & Investment solutions to customers in different sectors of the Nigerian economy. Our priority is to create opportunities for our clients to save accumulated capital and build sustainable wealth. The company is founded by a team of savvy finance & investment specialist with evidence of track record of exceptional performance, superb integrity, and innovation. The company is at the center of financial innovation propelled by technological prowess and is at a position of pre-eminence in the Nigeria financial Industry.

Job Description:

• The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.

Key Responsibilities

• Assess the Bank’s core risk areas and recommend appropriate mitigation measures.
• Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
• Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
• Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
• Review and escalate findings from customer complaints received via operation or CX , and support investigations in collaboration with the Unit Head.
• Conduct daily transaction checks and exception reports, especially those related to GL postings, operations and loan disbursement.
• Perform transaction call-over, quality control checks, and loan officer activity reviews.
• Support the documentation and continuous improvement of the Bank’s Enterprise Risk Management (ERM) framework.
• Participate in periodic risk assessments and stress testing.
• Carry out other ad hoc risk-related assignments as directed by the Unit Head

Requirements:

• Bachelor’s degree in Finance, Risk Management, Accounting, Economics, or related field.
• 3- 4 years of relevant experience in risk, compliance, internal control, preferably within a microfinance or retail banking institution.
• Familiarity with risk frameworks such as Risk Management Graduation Model (RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
• Proficiency in risk reporting, issue tracking, and operational control monitoring.
• Excellent communication and report-writing skills.
• Strong ethical judgment and attention to detail.

Why Work with Liquid Crest Mfb

• Salary: N350,000 – N400,000 monthly.
• Comprehensive HMO coverage
• Continuous training and professional development
• Leave allowance
• Clear career growth opportunities in a mission-driven institution
• Supportive work environment where performance and passion are rewarded.

Salary

Application Closing Date: 11th June, 2026

Application Instructions:

Candidates should send their CV to: careers@sovereignfinanceltd.com using the Job title as the subject of the email.