RISK MANAGEMENT OFFICER AT WILLERS SOLUTIONS | RISK MANAGEMENT JOBS IN ANAMBRA

About Company:

We are a fast paced business management solutions firm with an array of value offerings to Corporate organisations. 

Job Description:

Willers Solutions is seeking a highly analytical and disciplined Risk Management Officer to oversee the internal control and credit risk frameworks for our operations in Abatete. In this role, you will be the primary gatekeeper for financial stability, responsible for assessing the creditworthiness of clients, monitoring loan portfolios, and ensuring that all banking operations align with regulatory standards.

The ideal candidate is a detail-oriented professional with a strong background in microfinance or commercial banking risk protocols.

Requirements:

Credit Risk & Portfolio Management

• Risk Analysis: Conduct detailed credit risk assessments on loan applications to identify potential default indicators and provide approval recommendations.

• Portfolio Oversight: Actively monitor the health of the loan portfolio, tracking repayment trends and managing the "Portfolio at Risk" (PAR).

• Mitigation Strategies: Develop and implement strategies to minimize financial losses and improve the quality of the credit books.

Internal Controls & Operations

• Banking Operations: Supervise daily banking operations to ensure they are conducted within the established internal control framework.

• Audit & Verification: Conduct routine internal checks to prevent fraud, operational leakages, and administrative errors.

• Process Optimization: Identify gaps in current operational procedures and recommend improvements to strengthen the risk posture.

Compliance & Reporting

• Regulatory Adherence: Ensure all institutional activities are in full compliance with Central Bank of Nigeria (CBN) regulations and other relevant statutory requirements.

• Data Tracking: Utilize banking software and Microsoft Excel to maintain meticulous records of risk metrics and transaction histories.

• Management Reporting: Prepare and present periodic risk reports, compliance updates, and portfolio performance analysis to senior management.

Qualifications and Skills:

Education & Experience

• Degree: Bachelor’s degree in Finance, Accounting, Economics, or a related field.

• Experience: 3–5 years of proven experience in risk management, specifically within the banking or microfinance sectors.

• Sector Knowledge: Deep understanding of loan recovery processes, credit underwriting, and micro-lending operations.

Technical Competencies

• Analytical Skills: Strong ability to interpret financial statements and complex data sets to make informed risk decisions.

• Software Proficiency: Hands-on experience with core banking applications and advanced Microsoft Excel (for data tracking and reporting).

• Reporting: Proficiency in drafting clear, actionable risk and compliance reports.

Salary

Application Closing Date: Not specified

Application Instructions:

Send your CV to recruitment@willerssolutions.com using "Risk Management Officer" as the subject.