HEAD, ENTERPRISE RISK MANAGEMENT AT HOPE PAYMENT SERVICE BANK | RISK MANAGEMENT JOBS IN LAGOS

About Company:

Hope Payment Service Bank Limited (Hope PSBank) is Nigeria’s premier Digital-first Bank. Incorporated in September, 2019, Hope PSBank leverages digital technologies to deliver inclusive financial services.

Our belief is that everyone irrespective of education, social or economic status and location should have access to financial and payment services with ease and convenience. We seek to provide the 4As - Accessibility, Affordability, Availability and Awareness of Digital Financial Services.

With Hope PSBank, every mobile telephone user can easily enjoy instant digital financial and payment services with his or her phone number as account number and also a means of payment across all channels – person-to-person on personal devices, web, merchants’ points of sale, automated teller machines and agency outlets.

All transactions on our platforms are gladly settled into accounts of our community of users and customers with any bank of their choice. These are borne out of our philosophy that competition is about service to customers and not about alternative service providers who we view as partners in the service of customers and not as competitors.

Job Description:

• Responsible for leading the Bank's risk management efforts, overseeing all aspects of Financial, Operational, IT (cyber), and Regulatory risks.
• The role involves developing and implementing a comprehensive risk management framework, ensuring regulatory compliance, managing the risk appetite, and safeguarding the bank’s assets and customer data.
• The role provides strategic risk oversight, supports informed decision-making, and ensures alignment with the Bank’s regulatory requirements and long-term business objectives.

Key Responsibilities

• Develop and implement a comprehensive risk management strategy in line with the objectives of Hope Payments Service Bank and CBN guidelines.
• Collaborate with IT and cybersecurity teams to develop policies and frameworks to mitigate technology-related risks, including data breaches, cyberattacks, and fraud.
• Establish frameworks, policies, and procedures to manage risks across all areas of the Bank’s operations.
• Advise senior management and the board on the bank's risk appetite and ensure all business activities operate within acceptable limits.
• Implement business continuity and disaster recovery plans to minimize the impact of unforeseen events.
• Develop and maintain an effective fraud, financial, operational, market, sustainability, liquidity and technology risks management frameworks, ensuring early identification and resolution of risks events. 
• Ensure compliance with all CBN regulations, guidelines, and directives applicable to payments Service banks.
• Manage market and liquidity risks to ensure financial stability and sustainable growth.
• Prepare and present risk management reports to the Board of Directors, senior management, and regulators. 
• Utilize data analytics to assess and model potential risks, and design proactive risk mitigation strategies.
• Identify, assess, and mitigate operational risks, ensuring that processes and controls are robust across all business units.
• Maintain up-to-date risk register of the Bank
• Foster a risk-aware culture across the bank through training, communication, and awareness initiatives.
• Collaborate with the board of directors, executive leadership, and external stakeholders to communicate risk management strategies and outcomes.

Requirements:

• Bachelor’s Degree in Risk Management, Accounting, Finance, or related field. 
• Professional certifications such as FRM (Financial Risk Manager), PRM (Professional Risk Manager), CFA (Chartered Financial Analyst), ACA, or ACCA will be an added advantage.
• An MBA or master’s degree in any business-related discipline is required.
• Certification in risk management frameworks such as ISO 31000, COSO ERM Framework will be an added advantage.
• Experience with BASEL II and III implementation is essential.

Experience:

• 10-12 years’ experience in a Risk Management environment (operational, market, liquidity) within the Banking and Financial Services sector.

Skills Necessary for job Function: 

• Business Continuity Planning experience
• Strong analytical and decision-making skills
• Fraud prevention systems
• Change management Agent
• Innovation and Creativity
• Technology orientation
• Strong data management background
• Stakeholder/relationship management
• Digital Payment Security
• Regulatory Awareness and Compliance.

Salary

Application Closing Date: 23rd April, 2026

Application Instructions:

Interested candidates should send their CV to: recruitment@hopepsbank.com using the job title as the subject of the email.