CREDIT ADMINISTRATION OFFICER AT CITYCODE MORTGAGE BANK LIMITED

About Company:

CityCode Mortgage Bank Limited is a duly registered Primary Mortgage Bank that has remained healthy since its inception in 1992. We are also an accredited Primary Mortgage Bank (PMB) for the National Housing Fund (NHF) and a subscriber to the recently created Nigerian Mortgage Refinance Company Plc (NMRC). We are set up for the purpose of providing mortgage loans and assisting customers in accessing the National Housing Fund Loan through the Federal Mortgage Bank of Nigeria.

Job Description:

• Manage end-to-end credit documentation for all approved mortgage and loan facilities.
• Verify completeness and accuracy of all documents before disbursement, including property documents, valuations, credit bureau reports, and insurance.
• Ensure timely perfection of mortgage documentation and security creation (legal mortgages, equitable mortgages, etc.).
• Maintain an updated credit file system, both physical and electronic, for all customers.
• Monitor credit facilities to ensure compliance with approval terms, repayment schedules, and collateral requirements.
• Track expiries (property insurance, valuations, offer letters, legal documents) and coordinate timely renewals.
• Prepare regular credit portfolio reports, exposure summaries, and performance updates for management.
• Work closely with Credit, Legal, Risk, and Operations units to ensure seamless credit processing.
• Ensure adherence to mortgage banking regulatory guidelines (e.g., CBN, NDIC, and Mortgage Board).
• Assist in loan recovery follow-up and resolution of documentation gaps.

Requirements:

• Strong understanding of mortgage documentation, property perfection processes, and collateral management.
• Familiarity with CBN credit guidelines, IFRS reporting expectations, and mortgage-specific regulations.
• Excellent attention to detail, organizational skills, and documentation management.
• Strong communication, analytical, and problem-solving skills.
• High integrity, professionalism, and commitment to compliance.

Qualifications and Skills:

• Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related field.
• 5–10years credit administration/credit operations experience preferably in a Mortgage Bank or commercial banking environment.

Salary

Application Closing Date: 26th November, 2025

Application Instructions:

Interested and qualified candidates should send their CV to: recruitment@citycodemortgagebank.com using "Application for Credit Administration Officer" as the subject of the mail.