CONSUMER LENDING EXECUTIVES (BANKING)- GRADUATE TRAINEE AT CAREERS VERIFIED | GRADUATE TRAINEE JOBS IN NIGERIA

About Company:

At Careers Verified, we go beyond narrowly defined client’s issues, we create opportunities for our clients, candidates, colleagues, collaborators, and the community. Through a network of diversified but highly complementary line of business, we help organizations find critical talent, access cutting-edge advice and get the innovative support they require.

Job Description:

Are you a high-potential graduate looking to launch a career in the fast-paced world of retail banking and consumer finance? Our Consumer Lending Executive program is designed to transform ambitious graduates into credit and sales professionals. You will undergo an intensive "learning-by-doing" journey, gaining hands-on experience in customer acquisition, credit risk assessment, and loan portfolio management. From digital loans to asset finance, you will learn how to build a high-quality loan book while maintaining strict compliance with regulatory guidelines. If you are target-driven, analytical, and eager to grow, this is your entry point into the future of banking.

Requirements:

1. Customer Acquisition & Product Advocacy

• Market Outreach: Support the growth of our consumer loan portfolio by identifying prospects for salary loans, personal loans, and asset finance.

• Client Education: Clearly communicate loan pricing, repayment terms, and product benefits to potential borrowers.

• Onboarding: Assist new customers through the application journey, ensuring all required documentation is collected and verified.

2. Credit Analysis & Portfolio Support

• KYC & Verification: Conduct basic Know Your Customer (KYC) checks and credit analysis under the supervision of senior officers to ensure lead quality.

• Processing & Disbursement: Support the end-to-end loan processing workflow to ensure timely disbursement to qualified applicants.

• Monitoring & Recovery: Track loan repayments and assist in early-stage recovery efforts to maintain a healthy portfolio-at-risk (PAR) level.

• 3. Professional Development & Compliance

• Training & Assessment: Participate in structured classroom sessions, field assignments, and periodic performance evaluations.

• Data Integrity: Maintain accurate and up-to-date customer records within the bank’s core systems.

• Regulatory Alignment: Ensure all sales and processing activities strictly adhere to internal risk policies and Central Bank regulations.

Qualifications and Skills:

Eligibility

• Academic Background: Bachelor’s degree or HND in Banking & Finance, Economics, Accounting, Business Administration, or Marketing.

• Experience Level: 0 years post-graduation experience (Fresh Graduate).

• Service Status: Must have completed or be exempted from NYSC.

Core Competencies

• Sales & Persuasion: Ability to build rapport and influence customer decisions in a competitive market.

• Analytical Ability: Comfortable with numbers and basic financial calculations.

• Digital Literacy: Proficiency in Microsoft Office (Excel, Word, PowerPoint).

• Attitude: A high degree of integrity, a customer-centric mindset, and a willingness to work in a target-driven environment.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified? Go to Careers Verified on forms.gle to apply