REGIONAL CREDIT MANAGER AT MONIEPOINT | REGIONAL CREDIT MANAGER JOBS IN NIGERIA

About Company:

Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.

Job Description:

We are seeking a data-driven and strategic Regional Credit Manager to take full ownership of a loan portfolio within an assigned geographic region. In this pivotal role, you will be responsible for maintaining a profitable portfolio while leading a high-performing field credit network. You are an expert in credit risk, monitoring, and analysis, with the unique ability to distill complex financial data into actionable guidance for your team.

Beyond oversight, you will be a "hands-on" leader directly involved in managing key accounts to maximize performance and eliminate churn. You will act as a bridge between high-level financial objectives and on-the-ground execution, ensuring our lending business expands sustainably.

Requirements:

Portfolio Management & Growth

• Performance Oversight: Oversee and maintain a profitable loan portfolio, ensuring that regional disbursement targets are met without compromising asset quality.

• Risk Mitigation: Actively track regional performance and implement proactive measures to keep loan defaults within strictly defined thresholds.

• Key Account Management: Directly manage high-value accounts, fostering long-term partnerships and implementing retention strategies to eliminate churn.

Leadership & Network Supervision

• Field Network Support: Supervise and empower the regional field network to deliver on growth, profitability, and operational efficiency objectives.

• Operational Excellence: Ensure all credit field operations are executed in full compliance with internal policies and established Service Level Agreements (SLAs).

• Talent Development: Identify, recruit, and retain top-tier talent. You will coach and mentor your team to strengthen regional capacity and performance.

Strategic Insight & Collaboration

• Stakeholder Liaison: Build and maintain robust relationships with the sales network to support the expansion of the lending business.

• Executive Reporting: Provide senior management with data-backed insights on regional credit performance, identifying risks and emerging market opportunities.

• Strategic Input: Leverage data analysis to guide the team toward meeting broader business and financial objectives.

Qualifications and Skills:

• Education: Bachelor’s degree in Finance, Accounting, Economics, or Business Administration. A Master’s degree or MBA is considered a significant advantage.

• Experience:

  • 7–10 years of experience in credit risk management or lending operations.

  • At least 3–5 years in a supervisory or regional leadership capacity.

  • Proven track record in managing large-scale portfolios within retail, SME, or agent-based lending models.

• Technical Expertise:

  • Deep understanding of CBN guidelines, IFRS 9, and modern credit risk frameworks.

  • Expertise in loan underwriting, portfolio management, and collections strategies.

  • Proficiency in Excel, credit MIS tools, and financial data analysis.

• Core Competencies:

  • Strategic Leadership: Ability to build and retain high-performing teams.

  • Analytical Rigor: Sound judgment and the ability to make high-pressure credit decisions.

  • Communication: Elite presentation skills with the ability to provide actionable insights to C-suite executives.

Salary

Application Closing Date: Not specified

Application Instructions:

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