HEAD, CREDIT RISK MANAGEMENT / CHIEF CREDIT OFFICER AT ECOBANK NIGERIA

About Company:

Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS).

Job Description:

• Ensure unit’s budget is not exceeded and the bank assets are well protected as much as possible
• Ensure NPL of Bank loan portfolio remains within acceptable threshold
• Review and approve credit requests. 
• Ensure that Credit Applications (CAs and Cable CAs) meet the minimum standard requirement.
• Ensure the credit request is structured in line with the Bank’s Credit Policy and complies with the CBN guidelines.
• Ensure all identified risks are properly and adequately mitigated
• Review and approve new product papers and other bank credit related products.
• Participate in TMC / RAC target market preparation for the Corporate Banking/Consumer & Commercial Banking and Product Papers.
• Review Obligor Risk Ratings and Financial Risk Ratings to ensure that they are appropriately derived by ensuring completeness and accuracy of information used to populate the various cells in Moody’s Credit Lens rating model. 
• Work with Credit Officers in the development of appropriate Risk Assets Acceptance Criteria (RAAC) to support business development and to adequately safeguard the Bank’s risk assets.

Requirements:

• Candidates should possess a Bachelor's Degree with relevant experiences. 

Salary

Application Closing Date: Not specified

Application Instructions:

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