About Company:
Gbenga Badejo and Co - Our Client, a non-bank financial institution specializing in funds management, credit services, financial advisory, portfolio management, and equipment leasing, is recruiting to fill the position below:
Job Description:
We are seeking a commercially elite and risk-aware Business Development Manager to anchor the growth engine and credit-integrity framework of our organization. In a high-velocity lending landscape where institutional momentum is dictated by the velocity of loan origination and the precision of the risk-assessment filter success is defined by "Portfolio Sovereignty" the ability to harmonize aggressive client acquisition with the clinical precision required for Credit-Risk Stewardship, Asset-Quality Governance, and Strategic Pipeline Architecture. This role is designed as an "Growth Command Center" a critical mission for a seasoned financial professional who can blend "Sales Grit" (mastering the complexities of loan-product positioning) with the "Structural Agility" required to execute High-Fidelity Credit Workflows.
Requirements:
1. Acquisition Sovereignty & Pipeline Architecture
Sovereignty of the Pipeline: Drive client acquisition (SMEs, corporate, individuals), acting as the primary "Source of Institutional-Growth Throughput."
Market Architecture: Develop proactive sales pipelines through strategic partnerships and networks, providing the "Structural Foundation" for sustainable lead generation.
Integrity Stewardship: Ensure 100% adherence to company risk-appetite and growth targets, ensuring the "Source of Portfolio-Quality" is elite and uncompromised.
2. Credit Governance & Deal Structuring
Risk Sovereignty: Conduct preliminary credit assessments (business viability, cash flow evaluation), acting as the primary "Source of Risk-Mitigation Momentum."
Structuring Architecture: Structure loan proposals (tenor, pricing, repayment) that align with internal policies while maintaining client suitability, providing the "Functional Foundation" for healthy assets.
- Intelligence Stewardship: Gather and analyze market trends and competitor activity to support business strategy, maintaining the "Source of Competitive Advantage."
3. Portfolio Integrity & Lifecycle Stewardship
Disbursement Sovereignty: Manage the end-to-end onboarding process to ensure timely disbursement and clear client understanding of obligations, acting as the primary "Source of Operational-Readiness."
Performance Architecture: Monitor post-disbursement client performance and track repayment behavior, providing the "Relational Foundation" for early-warning escalation (Collections/Risk).
Velocity Logic: Utilize CRM Toolkits to maintain accurate records, maximizing the "Source of Data-Driven Decision Momentum."
Qualifications and Skills:
Professional Profile
Education: Bachelor’s Degree or HND in Business Administration, Marketing, or a related field.
Experience: 5–7+ years of progressive experience in business development, sales, or relationship management within a financial institution (lending, microfinance, fintech, or banking).
Technical Power: Deep knowledge of credit processes (loan structuring, risk assessment, financial analysis) and regulatory frameworks (CBN guidelines).
- Aptitude: Exceptional negotiation, communication, and interpersonal skills; ability to thrive in a high-pressure, target-driven environment.
Mindset: Proactive, analytical, and ready to maintain "Portfolio Sovereignty" in the fast-paced Nigerian SME/Corporate lending market.
Core Competencies
Analytical Grit: Ability to identify, isolate, and mitigate credit risks before they manifest as portfolio delinquencies.
Governance Sovereignty: Mastery of the "Prospect-Assess-Structure-Onboard-Monitor" lifecycle.
Execution Power: High-discipline approach to pipeline management, deal structuring, and the rigorous maintenance of client relationships.
Salary
Very attractiveApplication Closing Date: Not specified
Application Instructions:
Click the button below to apply
Job Information
Deadline
Not specified
Job Type
Full-time
Industry
Sales
Work Level
Experienced
State
Lagos
Country
Nigeria