About Company:
Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS).
Job Description:
- The role operates within a competitive financial services environment, requiring strong market insight and adaptability to industry changes.
- It demands consistent alignment with Ecobank’s strategic agenda for transformation, growth, and digital adoption.
- The position requires collaboration across business segments, product partners, and support functions to deliver integrated solutions.
- A key focus is balancing business growth, profitability, and operational efficiency while maintaining compliance with policies and regulations.
- Customer expectations are high, necessitating continuous improvement in service quality, process efficiency, and innovation.
- The role must ensure the branch remains a market leader in deposits, lending, and channel utilization.
- Success depends on proactive performance monitoring, risk management, and maintaining a culture of ethics and excellence.
Key Responsibilities
Business and Financial Performance:
- Assist in the preparation of the branch budget estimates.
- Analyse business growth opportunities in the local market and develop appropriate strategies for capturing and growing our market share.
- Work jointly and proactively with Business Segments (Consumer & Corporate Banking) and product partners to increase Ecobank’s wallet share within the respective markets.
- Achieve targeted product cross-sell ratios and increase customer adoption of Ecobank’s products and services.
- Ensure that various business segments in the branch maintain a CABAL that is commensurate with overall budget projections.
- Ensure that all incomes are properly recognized.
- Grow the deposit base of the branch with specific focus on growing low-cost deposits, collections, value-chain business and channels - across all business segments.
- Achieve cost-income ratio targets of the business.
- Ensure that credit approval memoranda (CAM) meet the Banks’ credit policy guidelines and loan accounts are operated within ‘credit approval’ limits.
- Conduct regular business performance and profitability reviews.
- Ensure all Non-Performing Loan (NPL) & Past Due Obligation (PDO) ratios are kept within budgeted limits.
- Attain targeted sales goals, performance targets and customer satisfaction levels through the effective management of resources.
- Constantly review strategies to ensure that excellent, efficient and comprehensive customer service delivery, quality standards and branch ambience are constantly upheld in the branch.
- Identification and marketing of prospects within the target market.
- Responsible for exceeding customers’ expectation.
- Establish and sustain a customer-centric business culture in the branch, leveraging on people and technology to ensure service quality and excellence in the delivery of our products and services.
- Sustain/drive increased digital channel utilization with a specific focus on ATM uptime, Card adoption and activity levels, Mobile Banking adoption and activity, Retail Internet Banking (RIB) adoption, OMNI activity levels and POS activity and collections.
- Ensure high customer satisfaction as measured and monitored through customer feedback surveys and Net Promoter Scores (NPS).
- Efficiently and effectively liaise with internal departments/Units – CIB, Trade, Risk, EBS, e.t.c. including other Branches and departments to promote and drive business volumes and profitability at the branch.
- Call on customers (at least per calling policy requirements), to determine their business needs, to obtain feedback on customer service and to ensure customer satisfaction.
Client Centricity:
- Process, Control and Operational Performance
- Promote high ethical and integrity standards and ensure the Ecobank Values are sustained and evident at the branch.
- Ensure there is a strong internal control system in place and monitor its adequacy and effectiveness.
- Achieve satisfactory BO audit rating and fully comply with KYC/AML and regulatory guidelines.
- Achieve and sustain effective balance sheet management.
- Make recommendations to management to improve operations process in order to improve customer satisfaction.
Strategic initiatives:
- Drive and sustain the ongoing Ecobank transformation and digitalization agenda.
Requirements:
Experience & Qualifications:
- Minimum of 2nd class lower in first degree (MBA, MSC, MA, ML and/or Professional Qualifications will be an added advantage).
- A minimum of 1-year relevant banking experience, with proven track record of excellent results in marketing / sales and credit.
- Good knowledge of the business environment, the banking industry and its direction, trends and regulations.
- Excellent knowledge of banking operations, technology, products & customer segmentation.
Skills, Capabilities & Personal attributes:
- Commercial acumen.
- Excellent interpersonal skills.
- Quick thinking and excellent problem-solving capabilities.
- Strong credit appraisal skills.
- Good negotiation and selling skills.
- Ability to pay attention to details.
- Capacity for strategic thinking.
- Results oriented and driven.
Salary
Very attractiveApplication Closing Date: 29th May, 2026
Application Instructions:
CLICK ON THE LINK BELOW TO APPLY
Job Information
Deadline
29/05/2026
Job Type
Full-time
Industry
Banking
Work Level
Experienced
City
Anambra, Kano, Jigawa, Borno, Sokoto, Ogun & Oyo
State
Nigeria
Country
Nigeria